Loan Calculators

Mortgage Calculator

LTV, Payment & Monthly Expenses

Purchase Price

Down Payment

Loan Amount

Term (months)

Interest Rate (%)

Annual Taxes

Annual Insurance

HOA (annual)

Maintenance (annual)

Management Fees (annual)

Loan-to-Value (LTV): —

Monthly Payment (P+I): —

Monthly Expenses (Taxes + Insurance + HOA + Maint + Mgmt): —

Total Monthly (Payment + Expenses): —

All expense inputs are treated as annual and divided by 12 to compute monthly expenses. Results are illustrative only.

DSCR Calculator

DSCR = NOI ÷ Total Debt

Net Operating Income (NOI)

Use annual NOI for consistency.

Total Debt on the Property

Sum of outstanding expenses (pricipal, interest, maint, taxes and insurance).

Please enter positive numbers for both fields.

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Awaiting input

0.00 1.00 1.25 2.00+

Typical lender targets vary; many view DSCR ≥ 1.20–1.25 more favorably. This tool uses your provided formula (NOI ÷ Total Debt).

Results are for illustration only and not financial advice.

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